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Monday, August 24, 2020
Sleep Deprivation Night Naps & Night Sleep For Extend Hour
Question: Depict about the Sleep Deprivation for Naps and Night-time Sleep. Answer: 1. Lydia Dottos encounters on lack of sleep shows how whenever denied of rest for since quite a while ago expanded hours one thinks that its troublesome focusing or performing undertakings. Essentially lack of sleep is where one is denied of satisfactory rest. Such a state can cause body conditions like exhaustion, awkwardness, languor, unfit to take legitimate choices and so forth. We will perceive what the Dottos test says about it. The principal sign felt by members who kept alert till 12 hours was exhaustion and a slip in fixation levels. Dissatisfactions and bothering crawled it when something was hard to comprehend. The PC test before long appeared to be seen as exhausting and disturbing. As hours passed by the member turned out to be progressively dull and sleepy and was in no state of mind to try and portray how it felt. As 24 hours of lack of sleep level came to, the member felt troubled. The temperament as well as the test execution got more unfortunate. There was an inside battle being made to not nod off. The following signs were that of vulnerability about the finishing of the test. A sort of a downturn whether one will have the option to make it till the test keeps going. On the once in a while snooze that was permitted in this analysis the member felt uneasiness and depleted with the inclination that he isn't permitted to rest as much as he wanted. With the snooze the scores of the tests taken later improved significantly nearly by 40%. Vibes of vanishing or blanking out happened from time to time when there was no rest for extended periods of time (Dotto, 2000). 2. The connection between a short rest and a typical evening rest is differed. It is accepted that a short rest has authority over an evening time rest. Snoozes are little rest times however a bit of testing as not at all like night these are the occasions when there happens bunches of sounds encompassing an individual. An evening rest experiences an earlier sleep time routine (Michi, 2016). Some positive transient impacts of resting which has been seen in the Dottos try are as per the following: an) Improved readiness b) EEG movement upgrades significance expanded readiness c) Sleep inertness upgraded d) The reaction to an exhibition was expanded e) Short term memory execution upgraded f) Vigilance execution improved (Amber, 2001) From the Dottos try the two subjects subsequent to snoozing felt invigorated and an improved attitude. The inclination was like what they were the point at which they started the analysis. These snoozes helped them perform better in their PC undertakings. There was a 40% expansion in their score for sensible thinking tests. The main potential negative impact of short snoozes can be unpredictable and incapable evening rest. Studies show that concise rests are better than longer snoozes as it instigates better sharpness in human personalities. Some negative quick impacts can be disarray, confusion and drowsiness when short snoozes are taken (Lack, 2016). 3. Resting is a worldwide action. Naps assist one with evacuating sluggishness as well as helps in psychological working (Lovato, 2010). Albeit resting is a wonder basic for babies, grown-ups additionally accept it as an every day schedule all through their life expectancy. Such snoozes are taken for different reasons. Some can be to compensate for loss of rest or in planning to a rest misfortune. Normal resting for long haul can be helpful to state of mind, sharpness and psychological execution of an individual. A portion of the investigations of normal long haul snoozing on subjects demonstrated that customary resting keeps individuals cheerful and intellectually stable. Solid male people matured in the middle of 18 - 30 years on long haul resting demonstrated enhancements for carefulness, sharpness and sensible thinking. These people were denied of rest for 2 evenings and took 2, 4 and 8 hours snooze at holes following two days. Viability of a snooze additionally relies upon the time it has been taken. Long snoozes help non events of rest inactivity in people. Rest inactivity is where after a long rest normally after thirty minutes, at a hole the advantages are experienced. During such time people can't think and perform. Their enlivening isn't finished in view of rest. A portion of different qualities of somebody experiencing rest idleness are disarray, shortfall or drowsiness. This circumstance additionally happens relying upon what stage the individual is in when the individual is resting. Because of rest latency one can confront disability of intellectual capacities on occasion (Milner, 2009). 4. I have picked LiveScience.com for composing the appropriate response of this inquiry. Live Science is a news entry for all nerds and science sweethearts. It shows the world a genuine window concerning why things occur. This news entrance is picked as it generally gives an extraordinary comprehension of our general surroundings. The news online gateway has some great articles on restless states. The key finding of the archives is that how individuals get influenced because of hardships of rest. A languid morning, intermittent yawns, mind-set issue are exceptionally regular attributes of somebody who has not closed eyes during evening. Lack of sleep has numerous different impacts moreover. According to Dr Steven Feinsilver, who is the Director of Center for Sleep Medicine one can encounter huge enthusiastic issues whenever denied of rest. Physical and mental harms can happen. Various volunteers approach so researchers can inquire about regarding this matter. The issues start at an exceptionally little scope and becomes greater the more one is denied of rest. A portion of the basic signs discovered are of deliriums, miniaturized scale dozes, pipedreams and a confounded perspective (Miller, 2015) . This was additionally clear from our reading material research analysis of Dotto. 5. For responding to this inquiry I picked a piece from the Journal of Sleep Research with the theme Daytime lethargy and neural cardiovascular regulation in rest related breathing issue written in the year 2008. It is seen that a portion of the different issue while one rest prompts breathing issues, daytime lethargy and other clinical diseases. The purposes behind this are obscure and tests are made to discover their reasons. Here in an investigation creator has demonstrated how heart tweaks happening while snoozing are making issue of breathing related rest during daytime. 53 patients having such rest issue experienced an investigation of nighttime polysomnography. Such over the top lethargy during daytime was known under a Multiple Sleep Latency Test having a reaction less or proportional to 600os. Its found that with nature of rest a people heart guideline, heat rate varieties and bar reflex affectability fluctuates. Individuals having a ton of daytime lethargy has high affectability and lower to higher proportion of pulse changeability at shifted phases of evening time rest than patients who don't have daytime languor (Lombardi, 2008). The subjects of investigation are 46 men and 7 ladi es who were never on drugs, caffeine misuse, liquor, diabetes, hypertension, hear or thyroid ailments. Different Sleep Latency test controlled by standard strategies demonstrated the amount of rest has a backwards extent to the seriousness of daytime somnolence.(Rechtschaffen and kales, 2006) References Dotto, L. (2010), Asleep In The Fast Lane. Michi, R. (2016), The Difference Between Naps and Night-time Sleep, Retrieved from https://childrenssleepconsultant.com/2016/03/31/the-contrast among snoozes and-evening time rest/ Golden, J. (2001), The Benefits of Brief and Long Naps, Retrieved from https://journalsleep.org/Articles/240307.pdf Need, L. (2016), A Brief Afternoon Nap Following Nocturnal Sleep Restriction: Which Nap Duration is Most Recuperative?, Retrieved from https://journalsleep.org/Articles/290616.pdf Lovato, N. (2010), The impacts of snoozing on psychological working, Retrieved from https://www.researchgate.net/distribution/47790669_The_effects_of_napping_on_cognitive_functioning Milner, C. (2009), Benefits of snoozing in sound grown-ups: effect of rest length, time of day, age, and involvement in resting, Retrieved from https://onlinelibrary.wiley.com/doi/10.1111/j.1365-2869.2008.00718.x/full Mill operator, S. (2015), The Spooky Effects of Sleep Deprivation, Retrieved from https://www.livescience.com/52592-creepy impacts rest deprivation.html Carolina., L. (2008), Daytime drowsiness and neural heart adjustment in rest related breathing issue, Journal of Sleep Research, Volume 17, Issue 3, Italy Rechtschaffen, A. furthermore, Kales, A. (2006), A Manual of Standardized Terminology: Techniques and Scoring System for Sleep Stages of Human Subjects. UCLA Brain Information Service/Brain Research Institute, Los Angeles,
Saturday, August 22, 2020
buy custom Risk Assessment Plan essay
purchase custom Risk Assessment Plan article Presentation There are potential dangers both at the work environment and homes. A few dangers can be recognized and revised effectively, while others can cause dangerous circumstances. Be that as it may, a hazard evaluation plan gives a resistance to distinguish and forestall dangers that can happen either at the work environment or at home. Furthermore, most dangers happen at the work environment because of poor work rehearses. These practices incorporate damaging safe practices at the work environment, over-burdening and congestion, utilization of deficient apparatuses, and poor support of devices and gear. At any work place, the representatives should report any hazard to the boss to guarantee it is fixed on schedule. Thusly, the director has the duty to guarantee that the all dangers are disposed of. This paper targets distinguishing a hazard appraisal plan for potential dangers that happen at the work places. Potential Risks That Exist at the Workplace. The dangers that happen at the working environment can be grouped into physical, ergonomic, and compound and organic perils (Tillman, 2006). Physical Hazards Physical dangers are the most well-known dangers that happen all things considered working environments. They incorporate dangers from frayed electrical ropes, boisterous clamor, spills, and falls. Significant level of commotion at the work environment is unsafe in light of the fact that it prompts interchanges troubles and unsettling influences to quiet mind (Tillman, 2006). The hazard presented by noisy commotion happens generally in regions, for example, creation zones and workshops. Hence, it is significant that the laborers around there utilize individual hearing defenders. What's more, boisterous commotions can result from poor upkeep of instruments and hardware. To dodge this hazard, it is fitting to apply routine upkeep practices, for example, greasing up the moving parts (Spellman Bieber, 2011). Furthermore, infrared electical wires represent a danger of stun when the individual contacts the unprotected wire. This hazard can prompt more peril when an individual uses water in a high voltage region. More to state, an electric stun can cause different conditions, for example, faltering and falling (Spellman Bieber, 2011). Overheated wires can cause starting and fire. Be that as it may, if there should be an occurrence of electric stun, it is critical to turn off the fundamental changes to remove the progression of flow. A circuit repairman ought to be counseled quickly to guarantee every electrical wire are protected. Consideration must be paid when introducing electrical gadgets to bring down the dangers because of wrong associations and overheating (Tillman, 2006). Then again, slipping happens in circumstances where there is too little contact that it gets testing to keep up an upstanding stance. The hazard is generally identified with smooth and even surfaces (Lingard Rowlinson, 2005). It for the most part happens in workplaces when performing obligations, for example, washing and cleaning. In any case, the hazard can be decreased by wearing shoes with unpleasant soles. It is valuable to keep away from cleansers when washing such surfaces since they quicken the pace of spilling. Moreover, a falling risk results from raised surfaces. It generally happens when working over the working level or at unprotected edge and tumbling from stepping stools (Spellman Bieber, 2011). Synthetic Hazards Individuals can be presented to unsafe specialists in various manners. These incorporate direct introduction to substances, for example, cleaning operators and paints. Also, substances produced during work exercises, for example, exhaust and smoke from welding have potential destructive impacts (Gantt, 2009). Then again, dangers acted by organic operators such like microbes may cause extreme impacts after a long presentation. Potential results of introduction to dangerous specialists incorporate skin aggravation, loss of cognizance, and hypersensitivities (Detels, Gulliford, Karim, Tan, 2015). Synthetic dangers happen and cause hurt when breathed in, ingested, and after direct contact with the polluted thing. What's more, these perils cause chances in various way (Detels et al., 2015). For instance, a nearby hazard influences just the uncovered part, while a fundamental impact spreads through the body. Albeit combined dangers are not apparent on its first presentation, in rehashed introduction, they can cause serious impacts (Gantt, 2009). The dangers related with compound and organic risks can be overseen in the accompanying manners. One ought to survey the dangers of the dangerous substance before it is utilized by understanding the data on bundle marks that give rules on safe dealing with and use. Wellbeing safeguards ought to be kept up to diminish the introduction of representatives to substance and organic operators (Detels et al., 2015). Furthermore, the businesses ought to guarantee that control measures are utilized and kept up. This includes observing the introduction of representatives to perilous materials via completing suitable wellbeing observation and guaranteeing that the workers are taught on fundamental data, directions, and preparing on concoction and organic operators (Gantt, 2009). Moreover, all associations should find a way to get ready plans and techniques to manage mishaps, episodes, and crises. In connection, such concoction and natural unsafe operators ought to be put away in a limited zone where they can be gotten to by the approved people as it were. The business should likewise have satisfactory data about properties and risks of concoction operators (Lingard Rowlinson, 2005). What's more, compound stores must be marked obviously. At long last, they should be discarded such that they won't represent any peril to individuals. It is additionally recommendable to utilize individual defensive gadgets against substance introduction in circumstances where specialized measures can't diminish the hazard. Gadgets, for example, gas covers, gloves, and gumboots ought to be proficiently defensive and appropriate for the work (Gantt, 2009). Purchase custom Risk Assessment Plan article
Monday, July 20, 2020
Accounts Receivable and Bad Debts Expense
Accounts Receivable and Bad Debts Expense When you are running a business or an organization, managing the accounts receivables (A.R.) is a day-to-day affair. You know you have to keep things tight, but you donât know how to go about it.What if clients do not pay on time? What if you have a delayed payment? How do you ensure that you have money to spend on marketing and strategizing, and yet have everything functioning just as it should? You donât want to fire employees, do you?The one thing that can help you take care of it is ensuring that accounts receivables happen as they should.So, what is it?A.R. is the balance that your customers owe your firm for goods or services bought but is yet to be paid. For any sales, an organization needs to send out invoices to the customers for payment. However, there are challenges that organizations have to deal with when it comes to pending amounts.A firm also extends the line of credit for its customers, with terms that have due payment dates, set with a consensus and can range from weeks to a fiscal or calendar year. And since the customers are legally obliged to pay the debts, organizations consider these receivables as assets.Current assets involve those amounts receivable that is due in less than a year. In such cases, the firm accepts an IOU (I Owe You) from the customers.HOW DO BUSINESSES WORK WITH ACCOUNTS RECEIVABLES?What could be the first thing in your mind when you start a business? Probably expansion? Or getting new clients with the right sales pitch strategy?And for that, youâll need customers and sales. To facilitate hassle-free payments and transactions, most of the organizations allow a portion of their sales to go on credit, particularly for customers who are regular.Some companies allow their customers to pay after the delivery of goods or services. When a customer orders a good, the company waits for the payment and meanwhile, considers these pending invoices as accounts receivabl e.WHAT IS THE SIGNIFICANCE OF ACCOUNTS RECEIVABLES?As many as 93% of businesses receive late payments, and you would need to be prepared for it.Accounts Receivables are considered to be an essential part of a business. Since most of the receivables are current assets, an organization or a firm deems them as short-term debts.Analysts assess accounts receivables based on the firmâs frequency of collecting the balance in an accounting period and also analyze the sales outstanding for the receivable balance over a stipulated period. If you do it properly, you keep customer perceptions about your brand in check too.DIFFERENCE BETWEEN RECEIVABLES AND ACCOUNTS RECEIVABLESYou may have to write off bad debts sooner than you know it. Statistics suggest that on average, companies write off around 4% of their accounts receivable as bad debt, and that can add up quickly if you arenât careful.Before we dig in deeper, here is a small difference between two types of receivable s in a company. Though both might sound quite similar, youâll see a difference when you sit to review your financial documents.Receivables are the financial debts that others owe to your company and as a whole, pretty much cover everything under Trade and Non-Trade Receivables.Trade Receivablesâ" Trade Receivables are the credits that your customers owe you for all the goods and services purchased from your company. These receivables are recorded in your companyâs balance sheet as current assets.Non-Trade Receivables â" Non-Trade Receivables come from the transactions, apart from your normal line of business. These have reimbursements from insurance, advance receivables from your employees, receivables from insurance claims and tax returns.Do all receivables come under A.R.? No. while A.R.is a receivable, not all kinds of receivables are accounts receivables.ACCOUNTS RECEIVABLES VS. ACCOUNTS PAYABLESYou might have a fair idea on the bas ics of accounts receivables, so here is a distinction between two types of accounts that your company will fundamentally run on.While accounts receivables are the amounts pending from a client or customer, accounts payables are debts that your company owes to the suppliers or vendors. You can consider this as an accounting entry in the firmâs book of debts. These are just the opposite of the receivables and reflect as Current Liabilities on the balance sheet.ACCOUNTS RECEIVABLES AFFECT ON BUSINESS CASH FLOWFor your company to survive in the market, a proper and on-going business cash flow is important. What if your company runs out of cash for any reason? In such a case, there is no way you can withstand the poor financial health for a long time.In brief, cash flow is the inflow and outflow of money in the business and helps in meeting order requirements, payroll within the company and running other operational activities.The operational expenses and inflow, espe cially the receivables and payables, are major factors that calculate the cash flow of your company.Cash Flow = Operational Cash Flow + Financial Cash Flow + Investment Cash Flow Accounts receivables hold a significant part in the operating cash flow of your company. Any amount involved in unpaid invoices isnât considered physical cash flow, because you donât have the cash in hand.How do You Ensure You Manage Accounts Receivables Properly?Did you know that if you have bills overdue for over 90 days, they could be worth as little as 20% of their initial value? You wouldnât want that, would you? Few tips on how to manage your accounts receivables:1. Manage Your Accounts Receivables Closely â" Unless you track your receivables, you might not have a clear picture of your available cash. The receivables cannot even be considered as a part of your business cash flow because you havenât received the money yet.Therefore, itâs important to chase the pending money t o make sure that the payments are received positively and to avoid a setback in the actual cash flow you require for your business.2. Sync Your Receivables With Your Payables â" Both accounts receivables and payables are inter-related in a way. While you have money pending from the customers, you also have pending payments that you owe to your suppliers or vendors. These payables include bills, payrolls, operational expenses, and business payments, that you need to pay within a time-frame.If your customers arenât diligent about paying on time, your payables will be affected as a result. Also, your receivables might have a window of more than a month, but certain payables cannot wait that long.Therefore, you need to be careful of the accounts receivable turnover ratio at all times, else you might find yourself in a tough spot in running your business smoothly.In such cases, itâs a good idea to slightly narrow down the time-frame of receiving payments from you r clients and customers.3. Keeping an Eye on the Outstanding Accounts Receivables â" For the growth of a company, itâs a mandate to stay updated as well as upgraded; and both require money. If the inflow is not much compared to your outflow, you will skip either of the two to maintain liquidity in the business.By keeping an eye on your receivables, and having proper methods of chasing it, youâll save yourself from going beneath the benchmark.In case of situations where you arenât able to wait longer for the receivables but have already provided the customer with a time-frame that hasnât arrived yet, you can also count on Invoice Factoring. This is a financing tool that allows short-term capital for a business to run, in exchange for the invoices.Youâll receive 80% of the invoice value right away and rest 20%, once when the payment is complete. However, you get charged a fee for the same, and itâs available only for business to business or business to gov ernment invoicing.4. An Accounts Receivables Process â" A docile plan for debt collection might not always work. An assertive approach instead, will help you improve the cash flow. If you can manage the accounts receivable process, youâll be able to get your money on time systematically. A receivables process will have plans on how you can strategically make sure your receivables arenât long overdue. Below are few terms you can include to handle such situations effectively.Clear out payment terms with your clients/customers and keep it as transparent as possible.Always use your brand logo to stand out among multiple invoices that the clients/customers receive every day.Everything you write down has to be crystal clear and comprehensible to the clients/customers.Being on time and sending out invoices in a particular date or within the dates will let the clients and customers remember you.Any late payment needs to be charged. That way the clients/customers will av oid unpunctuality and make payments timely.Have a team to call the clients/customers to remind them of their outstanding bills.5. Revisit Your Policies â" If you feel that your business isnât facing issues as of now and you have enough cash flow to meet requirements, run the operations and even upgrade, you are good with receivables. However, there is always room for improvement. You can always revisit your policies to make the most of them.To reduce the receivable pressure, you can cut down on your payment timelines. Invest in training your professionals in the accounts receivable team, so that they well versed with the company requirements and processes. Figure out a plan that can help your professionals systematically chase the dues on time.6. Clear and Short Approval Process â" There is no harm in extending your credit, but while doing so, you need to make sure that the process is clear and needs to include instructions on how and when to cancel credit limits and pla ce the defaulterâs account on hold.Giving in to credits is quite a natural thing when you want to grow your business and improve sales. However, some pitfalls lead to the severe financial health of your company.7. Bill Electronically â" Billing your customers online will help avoid too many hard copies. Paper checks might sound better, but there is more accuracy in electronically generated bills and invoices. Plus, it allows you a hassle-free process.HIGH ACCOUNTS RECEIVABLE TURNOVERNow that we have talked about ways of managing your accounts receivables, we also need to emphasize a healthy financial statement of your company.How do you accomplish that? If youâre looking to have a healthy financial statement, your company needs to be able to make debt collections efficiently. The accounts receivable turnover of a company explains the collection of average accounts receivables in a year. If the turnover ratio is lower than expected, it shows either low c ustomer quality or an unproductive collection department.As long as your company can collect credit on time, the business is safe; else itâs high time you looked into the problems seriously.WHAT IS BAD DEBT EXPENSE?What happens when your accounts receivables cannot be collected anymore? Thatâs when you know you have a Bad Debt. Bad debts are a loss that your company endures when the extended credit becomes worthless due to the customersâ inability to pay.After 90 days overdue, these bad debts are considered uncollectible, and this will further increase the expense in profit and loss statement.Based on the past experiences, some companies that allow credit sales, estimate the certain percentage of their sales to turn into bad debts; which you can record as provision for credit losses.THE TOP BAD DEBT SCENARIOS YOU WANT TO AVOIDImagine you have a company that sells out bicycle parts and you have regular customers who make frequent purchases. Keeping that in mind, you allowed an extended credit to few of the customers on request and had agreed to receive the payment after two months.However, if these customers are not getting back on time and are also not responding to calls or emails even after two months, they can be considered as low-quality customers.You might want to keep this under accounts receivable until you feel you can expect money; but if the customers havenât shown positive signs of paying the pending amount, you can consider them as bad debts and also write it off after 90 days.There are two methods for recording the amount of Bad Debts Expense:1. Direct Write-Off Method â" In this method, the uncollected account is identified and then removed from accounts receivables. This method results in debt to the bad debt expense and a credit to the receivables for the amount written-off and you need it while filing your U.S. income taxes.2. Allowance Method â" In this method, a compan y foresees the accounts receivables that will not be collected. It is said that this method is more helpful comparatively, since the balance sheet will have a more realistic amount to be collected from the accounts receivables, and also, these bad debts expense will be reported closer to the time of credit sales on the firmâs statement.When both balances are registered in the balance sheet, the loan receivable account will be reduced. Firms use statistical calculations to estimate the bad debts expense and determine the probable losses, based on the historical data. Also, a bad debts expense can be assessed using the percentage of the net sales based on previous experiences.HOW BAD DEBT EXPENSE AFFECTS YOUR BUSINESS?Whether you want to extend the time of payment for the customer or want to write it off directly depends on your decision, but before that, you need to be mindful of the payment terms and conditions. Once your payment terms are set, communicate to th e customers and then follow up diligently. Failing to adhere to these terms will affect both the customers as well as the business.Why write-off an outstanding invoice? Writing off an outstanding invoice will give you a precise scenario of the financial health of your company. This will avoid unnecessary overstatement of your revenue, assets, and earnings from those assets by the end of the year.How can you ensure better bookkeeping? For better bookkeeping, you need an accounting method for your company to follow. Itâs easy to get confused as to which accounting method to own. Nevertheless, it is one of the vital decisions you need to make as youâll be sticking to it for a long time.ACCRUAL VS. CASH ACCOUNTINGThere are two options you have for accounting method: Cash basis accounting and Accrual accounting. In the former, the sales and purchase are recorded as soon as you receive money from the customer or pay a bill.In accrual accounting, a sa le is recorded the moment you provide goods or services, and an expense is counted when you purchase the same from the vendor, irrespective of the payment being received/paid or not.1. Cash Basis Accounting â" Small businesses generally go for this, where the purchase and sales are recorded as and when cash is received or paid.For example, if you are supplying notebooks to an office, you will not record the sale until you receive payment for the sale made. Once you have received the payment, you can include this in the book.Similarly, the papers and covers you purchase for the notebook manufacturing cannot be recorded in the book as a purchase, unless you make payments for the same. Once the payment is made, you can include this under purchase.2. Accrual Accounting â" This method allows you to record the sales and purchases as and when the delivery is done, or services are fulfilled.For example, if you are supplying 100 notebooks to an office, you will make an invoice to bill the customer. You can record it in the book immediately, irrespective of you receiving the payment or not.Similarly, when you purchase the raw materials, you need to record the purchase immediately after receiving them from the vendor, even if the payment isnât yet done.Accrual accounting can be a little challenging for you, considering the cash ambiguity within the anticipated period, especially when a customer owes you money. You may or may not receive the payment due from the customers, and might end up facing a bad debt. However, if it becomes difficult to track, you can even consult bookkeeping professionals available, either online or personally.IMPACT OF THE BAD DEBT EXPENSE ON YOUR FINANCIAL STATEMENTSLike we mentioned before, writing off an outstanding invoice as bad debt is ideal because it will help avoid overstating your revenue and reflects actual collectible amount from the clients and customers. But in any case, bad debt is alwa ys a loss for your business and is best avoided with practical methodologies.Here is how bad debts affect a companyâs balance sheet and profit and loss statements.How Bad Debt Affects the Financial Statements:Account AffectedImpact on AccountFinancial StatementBad Debt ExpenseIncreaseProfit and LossAccounts ReceivableDecreaseBalance SheetHOW TO KNOW YOUR CUSTOMERS?When you are new in a business, it might not always seem possible to be able to judge your customers. To increase sales and clients, you might as well go ahead of your credit limit, and time of payment you set for them.However, there are few basic attributes that you can easily pick to understand if itâs time to write-off invoices of those customers or waits for a while.Youâve waited long enough, but the customer is not contacting you regarding the dues. The only reason behind such response is an intention on not paying.You are trying to make contacts, but the customer wonât answer your calls. When cu stomers start ignoring your calls, it indicates that they are not ready to make payments.Even after extended credit, if a customer is not communicating with you, itâs time you understood they are likely to be bad debts.If you have gone through this already, you may want to revisit your collection process and make changes. You might find loopholes somewhere in the current process if itâs not working well for your business.To add value to your process, you can also include discounts to early customers, encouraging timely payments and late charges on the defaulters to avoid delay on the same. One way of chasing your money is by following up rigorously. You can either set a team to do the needful or send out reminders religiously.TAKING BAD DEBTS OFF YOUR BUSINESS TAX RETURNLoans to customers and sales on credit are a part of the business. If an investment doesnât do well, you cannot consider that a bad debt altogether. The IRS allows you a deduction in case of bu siness bad debt that has become partially or fully valueless.However, youâll be required to run your business on accrual accounting method for deductions on bad debts. Below are few steps on writing off bad debts by the year-end.Sum up your Bad Debts â" Make a list of all the defaulters by the end of the year and check if you have attempted collection from them or not.Accounts Receivable Aging Report â" This report will include all the money you are yet to receive from the customers and how long it has been outstanding.Add Bad Debts on Business Tax Return â" You can deduct all your bad debts if you can file your taxes (business) on Schedule C.(However, when it comes to cash basis accounting, you cannot register bad debts expense deduction until you are paid for your goods or services. You may have a receivable, but you must collect the receivable to record the income. No income recorded, no bad debt.)If you have already reported unpaid invoices on a pr evious yearâs return as income, you may claim the bad debts as a business expense on Line 8590 of Form T2125. Each year, the IRS allows a deduction for bad debts you suffered.Since bad debts are uncollectible, youâll never receive your money. Therefore, the government helps you by deducting that amount on your taxes. However, there are terms and conditions before you can claim for the deduction.
Thursday, May 21, 2020
Compare and contrast CBT and psychodynamic approaches to...
Compare and contrast CBT and psychodynamic approaches to counselling focusing particularly on trauma and PTSD (post traumatic stress disorder): Theory and therapy. When working with clients in todayââ¬â¢s society itââ¬â¢s extremely important to take into consideration the specific needs of each individual. Serious contemplation is given to the approaches and methods regarding the clientââ¬â¢s need and presenting matters. Trauma appears in many forms in society, even from the 1960ââ¬â¢s due to the impact on returning soldiers from war. Since this, trauma has been categorised and widely researched leading to numerous theories. Psychotherapies were one of the first approaches to be founded in the 1970ââ¬â¢s, which were the foundations to counsellingâ⬠¦show more contentâ⬠¦This treatment approach is based on cognitive and learning theories, tackling-misleading beliefs related to the traumatic events of acknowledgments related to the abuse and provides a supportive environment of which individuals are encouraged to talk about their traumatic experience. A numerous amount of research has been carried out to investigate into how effective CBT really can be for PTSD. (Resick et al, 2002) carried out an investigation comparing CBT with strong cognitive restructuring focus and CBT with a strong exposure focus and to a waiting-list control of rape survivors. Prior to this experiment approximately 80% of patients who completed either form of CBT no longer met the criteria for PTSD. Once this investigation was complete a follow up treatment took place of which it was noted 2% of the waiting list group had lost the PTSD diagnoses. Only a year after this investigation Bryant, Moulds, Guthrie, Dang Nixon, (2003) restructured the experiment comparing exposure alone, exposure plus cognitive restructuring, and supportive counselling in civilians with PTSD resulting from various traumatic events. At this particular follow up 65-80% of participants who either completed either form of CBT were now clear of PTSD diagnosis, compared to less than 40% of those who completed supportive counselling.
Wednesday, May 6, 2020
Compare and Contrast Hinduism and Islam Essay - 872 Words
Religion: Hinduism and Islam Every society is based on different religion. Different people follow different types of religion according to their birth or by choice. The major religions of the world are Hinduism, Islam, Christianity, Sikhism, Buddhism, and Judaism. Each religion is similar and different from one another in terms of festivals, practices and beliefs. Apart from Christianity, Hinduism and Islam are the two most widely practiced religions in the world today. They have their own traditions, beliefs and practices. These two religions are similar to some extent and differ in terms of the God they worship, religious text and the place where they offer their prayers. The major difference between Hinduism and Islam is the Godâ⬠¦show more contentâ⬠¦For instance, The Ramayan, the story of Ram and Sita, and The Mahabharat, the story of the Kauravs and the Pandavs, are epic tales that teach people about the way of life a person should lead. Conversely, Muslims have only one religious text called the Quran. It is considered literal undistorted word of god, and is regarded as Gods final revelation to humankind and view it as the closest thing to a part of God in the world. Quran also talks about the relationship between God and his creatures and also about wisdom, doctrine, worship, and law (Understanding Islam and the Muslims). Besides that it teaches Muslims about the complete way of living their lives. It teaches discipline to be followed everyday which helps the Muslims to make their life easy. Although Hindus believe in many religious texts at the same time Muslims believe in only one text. Moreover, all of these texts try to teach their followers the same thing about the general way of living and about the general behavior and conduct expected from individuals at different times in their life. Similarly, Hindus and Muslims differ in terms of the place where they offer their prayers. Hindus offers prayers at Mandirs popularly known as temples whereas Muslims offer prayers at Masjids popularly known as mosques. As Hindus believe in offering prayers to statues and posters, each mandir is dedicated to a specific god or goddess andShow MoreRelatedCompare and Contrast: Hinduism and Islam2308 Words à |à 10 PagesHinduism and Islam: Compare and Contrast It is universally known that religious faiths creates diversity in culture and give new identity and outlook to matters signifying a new way life. In most cases, religious faith is accountable for peopleââ¬â¢s behavior in conducting daily activities including business, work, socialization, and cultural functions within a specified community. The immensely large majority of the human species has always looked to a higher power for acceptance, love, enlightenmentRead MorePower of Religion in Yann Martels Life of Pi Essay example1039 Words à |à 5 Pagesincluding Christianity, Hinduism, and Islam. The author, Yann Martel promotes the concept of believing in more than one religion by exemplifying the diversities within each faith. The evident motif of religion plays a major factor in Piââ¬â¢s life; however the author chooses not to focus on one religion specifically but instead enforces a glorification of more religions. Martel creates a main character who is a curious young boy who decides to learn about Christianity, Hinduism and Islam all at once. EvenRead MoreThe Comparison of Hinduism and Abrahamic Religions1149 Words à |à 5 PagesRunning Head: The Comparison of Hinduism and Abrahamic Religions The Comparison of Hinduism and Abrahamic Religions By Christa Dunwoody Abstract The differences between Hinduism and Abrahamic Religions are many. The primary difference of beliefs is that Abrahamic Religion believes that there is one God. Hinduism beliefs vary being Pantheistic, monotheistic and polytheistic it is one of the most complex religions of the world. In the comparison of Hinduism and Abrahamic Religion differ onRead MoreReligious Beliefs on the After-Life Essay965 Words à |à 4 Pagescultures (Thirumaran, 2011). This essay will therefore compare the various aspects of believes After-life such as the definition of the particular religion, how the body is treated, death angels, judgment of the soul and reincarnation versus resurrection according to the Hindu and the Islamic religion. To first understand such elements on a particular religion, a basic understanding of that religion is necessary. One definition of Hinduism is a ââ¬Ësocial system and life-centered philosophical, religiousRead MoreAlexander, Han Dynasty, Roman Empire, Hinduism, Islam1179 Words à |à 5 Pagesthinking -cosmopolitans belong to world -emphasized spiritual concerns of humans as individuals -pop. entertainment in theatre, public games, and secular art -high culture (sophisticated appeal) à à à à à Hide Insert Card 3 Zoom Compare and Contrast Judean, Roman, and Carthaginian responses to Hellenistic influences. How receptive was each society to Greek cultural influences?à Judean specifically? Zoom Judean-jews resisted, temple in jerusalem is focal point of jews, constant foreignRead MoreWorld Religions: Comparative Discussions1010 Words à |à 4 PagesWorld Religions: Comparative Discussions 1.Compare and contrast Hinduism and Buddhism on the question of atman. What does each tradition have to say about whether a human being has an individual soul? What is the significance of this soul (or lack thereof) in each tradition? The concept of the self is critical to a great many religious traditions. Understanding ones own individual position within the context of the universe helps to drive ones relationship to the divine, to the pedestrian andRead MoreCompare and Contrast Judaism and Buddhism Essay647 Words à |à 3 PagesCompare and Contrast Judaism and Buddhism One of the most early religions are Judaism and Buddhism. Both Judaism and Buddhism have lots of differences beliefs and practices and only few similarities. Judaism was started in 2000 B.C.E, led by Abraham. Buddhism was started in 560 B.C.E, by Siddhartha Gautama. Both religions have different point of view. Buddhism donââ¬â¢t believe in deity and Judaism believe in deity. Buddhism are just followers of Gautama and Judaism believe in Yahweh (the GodRead MoreChristianity, Confucianism, Buddhism, Hinduism, And Islam2580 Words à |à 11 Pages 1. Describe, compare and contrast the concept of ââ¬Å"selfâ⬠in Hinduism, Buddhism, Confucianism, Taoism, Judaism, Christianity, and Islam. Please state the views of each tradition fully and clearly. In life, one will undertake a spiritual journey in which you will uncover the meaning of the self. Many religions, including Hinduism, Confucianism and monotheistic religions, have developed philosophies placing importance of the ââ¬Å"self.â⬠Emphasis on morality, virtues, honest contribute to the developmentRead MoreHinduism And Buddhism, Hinduism, Jainism, And Many Religions1067 Words à |à 5 Pagesof religions such as Christianity, Hinduism, Buddhism, Judaism, Islam, Jainism, and many more. So many people in this world believe in numerous different religions. Some believe in one god, and others believe in hundreds. Hinduism and Buddhism are popular religions that are practiced around the world. The worldââ¬â¢s oldest religion is Hinduism, it is considered a way of life. The Indus valley is where Hinduism originated. It is located near the river indus. Hinduism is a religion that has no one founderRead MoreCCOT And CC Essay1549 Words à |à 7 PagesAfrica Compare and contrast life in foraging societies with life in agricultural societies after the Agricultural Revolution Identify two key changes in early African history that resulted in a new period in the history of the region The Middle East Analyze the political changes in the Middle East from the Agricultural Revolution to 600 c.e. Compare and contrast the basic features of TWO of the following religious systems prior to 600 c.e. Polytheism Judaism Christianity Asia Compare the origins
Sharp Free Essays
Anna S BA 3103 Critical Analysis Paper Sharp Sharpââ¬â¢s third quarter results showed very disappointing performance. The company reported a ? 249. 1 billion ($3. We will write a custom essay sample on Sharp or any similar topic only for you Order Now 12 billion) loss. Moreover, it is forecasting a ? 450 billion, or $5. 6 billion, loss for the fiscal year through 2013. Apparently, the company is burning through more cash than it is generating and having difficulty in securing short-term financing. Also, the company is considering selling some holding in other companies and office building in Tokyo. Furthermore, itââ¬â¢s thinking to sell television assembly plants in Mexico and China, which would reduce its payroll by 3,000 jobs, added to the 5,000 positions assigned for layoff earlier this year. The company has decided to cut the current Sharpââ¬â¢s payroll by 14%. In addition, Sharpââ¬â¢s shares are down 75% this year. This paper will conduct a situation analysis of internal and external environment of Sharpââ¬â¢s weak performance. It will also summarize the primary causes of companyââ¬â¢s weak performance. Internal Analysis Financial Problems Currently the company faces two problems: it is under pressure to reduce interest-bearing debt, which increased to ? 1. 25 trillion since June 2011 and, also, needs to repay ? 200 billion of convertible bonds that mature in September 2013 (Daisuke Wakabayashi). At the end of June 2012, the companyââ¬â¢s cash, accounts receivable, inventory and other assets couldnââ¬â¢t cover its short-term liabilities. The company is struggling to raise cash. Sharpââ¬â¢s net loss for the first half included ? 84. 4 billion in restructuring costs, including a ? 30. billion impairment of assets in its solar batteries unit, a ? 53. 4 billion write-down on inventory, and a ? 61. 0 billion write-down on deferred tax assets. Also, at the end of September, the Sharpââ¬â¢s shareholder equity ratio fell to below 10 percent, which is half the rate generally considered a healthy minimum. Sharp remains highly dependent on short-term borrowings. Weak internal cash flow has forced the company to pay of f unsecured promissory note mostly with bank borrowings (Reuters). In addition, the company is currently considering alliance with other companies. You can read also Thin Film Solar Cell External Analysis Product Demand The Sharpââ¬â¢s main products, LCD TV and flat panels, were accounted for 60% of total revenue in 2012, however, the demand substantially weakened, especially in comparison to Korean rivals. For the first time in the company history, shipments of LCD TVs fell year-over-year, declining just over 3% to 43 million units. The decline hadà aà considerableà impact on the market, with total TV shipments falling almost 8% year-over-year in the first quarter of 2012, the drastic decline since the second quarter of 2009. When the market slowed down, Sharp has been left with excess capacity at its domestic plants. Sales of LCD TVs nearly halved in the October-December quarter. The manufacturer of electronics products and their components also reported quarterly sales of solar cells fell by a third from a year ago, slowing demand and increased competition from Chinese makers (James Topham). Global Economy Sharp has struggled with a slow economy, losing the power it once got from transition to global digital broadcasting and from subsidies for purchases of energy-efficient goods. Demand for LCD televisions in developed economies has been saturated; however, growth in developing markets is slowing. Also, the strong yen has made Sharpââ¬â¢s products more expensive overseas. Therefore, it is difficult for the company to compete in the global market. Product prices were also affected by Japanââ¬â¢s relatively high labor cost, electricity, imported fuels and raw materials. In addition, euro debt crisis became another reason for the slow growth in the world economy (James Topham). Competition Sharp faces increased competition from very large electronic companies such as Apple, Samsung and LG. Samsungà Electronicsà Co. , Ltd and LG Electronics, Inc. have generated better profits and strengthened market positions in the TV and panel businesses during 2012, supported by an improved product mix. Samsungââ¬â¢s flat panel TV revenue share remains the largest in the industry, almost 26% (Dan Graziano). Samsung is also the top brand in the key segments of LCD TV, 40â⬠+, LED-backlit LCD, and 3D TV. Also, the company benefits from favorable exchange rates and aggressive investments. Samsungââ¬â¢s current capitalization is $163 billion and Appleââ¬â¢s $634 billion. As opposed Sony, Panasonic and Sharp combined are nowà worth only $54 billion at current market valuesà (Michael Fitzpatrick). Summary Based on internal and external analysis of Sharpââ¬â¢s recent activities, the primary causes of companyââ¬â¢s poor performance are: 1) the company is struggling to raise internal cash flow and, therefore, cannot cover its short-term liabilities; 2) the demand for LCD and flat panel TVs has substantially weakened due to global economy slow down; 3) Sharp is facing a fierce competition from Samsung, LG and Apple, which currently holding the largest market shares in electronic manufacturing industry. Bibliography 1) WAKABAYASHI, DAISUKE. Sharp Says Its Future Is at Risk. 1 Nov. 2012. 7 Dec. 2012 ;http://online. wsj. com/article/sb10001424052970204712904578091761289023722. html;. 2) Reuters. TEXT-S;P summary: Sharp Corp.. 30 Nov, 2012. 8 Dec, 2012 ;http://www. reuters. com/article/2012/11/30/iduswlb148420121130;. 3) Topham, James. Sharp Corporation Blames Falling LCD TV Prices, Increase In Yen For Forecast $3. 8 Billion Loss. Feb. 2012. 8 Dec. 2012 ;http://www. huffingtonpost. com/2012/02/01/sharp-corporation-lcd-prices_n_1246028. html;. 4) Graziano, Dan. GLOBAL LCD TV SHIPMENTS FALL FOR THE FIRST TIME EVER. 21 Jan. 2012. 8 Dec. 2012 ;http://bgr. com/2012/06/21/global-tv-sales-lcd-shipments-down/;. 5) Fitzpatrick, Michael. Fear and loathing in Japan. 18 Sep. 2012. 8 Dec. 2012 ;http://tech. fortune. cnn. com/2012/09/18/fear-and-loathing-in-japan/;. How to cite Sharp, Papers
Sunday, April 26, 2020
What Is a Call to Action and How to Add Call to Action to WordPress
Many websites are designed with a specific goal in mind. You may want people to buy a product, sign up for an email list, or take part in your event. In these scenarios, you have to encourage visitors to take the plunge, which means you need to add call to action to WordPress.A call to action (CTA) is any element on your site that asks people to do something specific. It could simply be some prominent text, or it might be a dedicated button or sign-up form. Whatever the case, your CTA has to be well designed and carefully placed if its going to be effective at prompting the desired response.In this post, well explain what CTAs are and why theyre so important. Then, well help you add call to action to WordPress via three simple techniques. Lets get started! Most websites feature some sort of call to action (CTA), letting visitors know exactly what action theyre meant to undertake next. Usually, it includes a link that will either complete the action or start the process. Even WordPres s.org has a simple CTA button in its header:CTAs are a vital part of your website, and shouldnt be overlooked. Theyre your main way of communicating what you want your audience to actually do, so they need to be effective. Adding properly-optimized CTAs to your blog or website can increase conversions, and evenà boost revenue significantly. For these reasons, its worth spending a little time finding the perfect way to design and incorporate them.How to add call to action to WordPress (in three easy ways)Creating effective CTAs isnt hard. Youll just need to follow some basic advice, such as making your CTAs prominent and adding them to multiple locations. They should also, of course, clearly and concisely state what action you want visitors to take.What might be more tricky is figuring out exactly how to add call to action to WordPress. To help you out, here are three simple methods you can use if youre new to the technique.1. Create a CTA buttonThis is probably the most common typ e of CTA, and for good reason. Adding a CTA button to your site is both simple and effective. Naturally, a button shows visitors where to click and why (a button might read Click Here to Request a Free Quote, for example). A well-designed button will easily stand out from the rest of your web page.There are plenty of plugins to add buttons to your WordPress site, but were partial to MaxButtons: WordPress Button Plugin MaxButtons Author(s): Max FoundryCurrent Version: 7.13.1Last Updated: October 15, 2019maxbuttons.7.13.1.zip 98%Ratings 2,613,350Downloads WP 4.8+Requires This free, easy-to-use tool will help you add a CTA to your site in no time. After installing it, youll find a new MaxButtons tab in your dashboard. Clicking Add New lets you customize your button in a wide variety of ways:You can add text and a link, personalize the font, create spacing, adjust colors, and so on. Keep the on-button text as brief as possible, and make sure its linked to your product page, cont act form, or wherever else users need to be directed to.Once youve built your button, youll be given a shortcode similar toà [maxbutton id="1"]. You can use this code to add the button virtually anywhere on your site.2. Use a dedicated pop-upA CTA pop-up is similar to a button, in that it stands out from the rest of your site and catches the eye. If used correctly, this method can be even more effective at drawing attention. Plus, you can design your pop-up to appear exactly when and where you need it, whether thats when a person first loads the page or is about to leave.The Popup Maker plugin presents a popular solution, since its highly customizable and enables you to set specific triggers for your pop-ups: Popup Maker Popup Forms, Opt-ins More Author(s): Here, you can enter a title and the text that will appear in your pop-up. After this, scroll down and choose an option from the various triggers and display settings. You can also use the Conditions section to determine wh ere the pop-up will appear. Just make sure it isnt too intrusive and is easy to close, to keep from annoying the very people you want to convert.When youre done, publish the pop-up and it will take effect immediately. You can repeat the process for any number of pop-ups you would like to create.3. Add a sign-up form to your siteThe above two methods work great if you want to get people to buy a product or click through to a specific page. However, what if you want them to sign up for an email list, membership, or something else? In this scenario, a dedicated form is your best bet.WPForms plugin can help you out here: Contact Form by WPForms Drag Drop Form Builder for WordPress Author(s): WPFormsCurrent Version: 1.5.5.1Last Updated: September 17, 2019wpforms-lite.1.5.5.1.zip 98%Ratings 31,601,570Downloads WP 4.8+Requires After installing and activating it, there will be a new WPForms tab in your dashboard:You can customize what fields will appear and how theyll be labeled, tweak what the form will look like, and more. Dont forget to save your changes, and preview your form on the front end.When youre done, you can use a widget or shortcode to add the sign-up form to your site. You may want to place the form in multiple locations, and even use a button or pop-up to direct visitors to it. For more options, you can also check out the premium version of WPForms.ConclusionIf you want to use your website to make money, create a community, or something similar, youll need to encourage visitors to take action. In most cases, you cant simply sit around and wait for them to take the necessary steps on their own. Instead, youll want to provide them with a targeted nudge in the right direction.To do that, youll need to add call to action to WordPress. Fortunately, there are a few simple ways to get the job done. You can:Create a CTA button.Use a dedicated pop-up.Add a sign-up form to your site.Do you have any questions about how to add call to action to WordPress ? Let us know in the comments section below! What is a call to action and how to add it to #WordPress
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